About
Mettle assists service providers and suppliers with working capital by purchasing their outstanding debtor invoices.
Mettle’s funding covers a wide range of industries, including automotive body repairers, entities in the FMCG space, construction and engineering, medical practitioners as well as transport. Mettle also helps clients with the
day-to-day management of their debtor books.
Mettle has been assisting clients with their working capital requirements for over 20 years.
Clients are often faced with a number of difficulties, such as:
Slow-paying debtors
Resulting in less working capital available to operate and grow the business;
Conservative credit facilities
Traditional banks provide a facility on the basis of a company’s balance sheet and ability to offer security instead of its growth potential
Lack of Negotiating Power
Especially when it comes to negotiating favourable early settlement discounts with suppliers.
Sub-optimal debtors collection processes
Debtor collections is not always a key focus of pressured businesses
How Mettle can help
Enjoy the benefits of improved cash flow.
- Predictable Cash Flow
Immediate same-day payout – no lengthy waiting periods for payments. Debtors are instantly converted into CASH!. - Provides working capital
With “cash in hand” you will be empowered to negotiate better discounts with your suppliers. - Savings
A flexible savings plan designed for whatever purpose.
- Lower Debt Costs
No initiation, raising or administration fees are charged when signing up with Mettle. - Expansion
Working with Mettle will allow you to grow your business as you will have instant cash available.
Experience a streamlined debtor collection process.
- Mettle oversees the debtor collection process, allowing you to focus on your core business and day to day operations.
- We facilitate the speedy submission of the discounted invoices and supporting documents to the Debtors.
- Our process also reduces your overheads, reducing costs such as communications, postage, freight costs etc.
Receive detailed management reports.
- You will receive weekly reports, detailing your Debtors Age Analysis, Turnover and Receipts.
- You continually have insight into your dealings with Mettle 24/7 (full transparency)
Partner with professionals.
- Mettle has specialist knowledge and experience, underpinned by a skilled and professional team.
- Mettle’s systems and processes are specifically designed to provide optimal benefit to our clients.
Mettle’s simple but effective process.
- Client raises invoice to Debtor
- Client submits invoice to Mettle for Invoice Discounting
- Mettle confirms validity of the Invoice with Debtor
- Mettle pays Client Invoice value less fees
- Mettle submits Invoice to Debtor for payment
- Mettle follows up on the payment of the Invoice with the Debtor
- Debtor pays Mettle
There is no obligation on your part to discount all your invoices, nor to use our services for a contracted period.
We operate in all the major centres throughout South Africa, with an experienced team able to provide you with an effective solution tailor made to suit your business requirements.
Contact
Marla du Toit
T: 011 671 1940
E: mdutoit@mettle.net
Clearwater Office Park,
Cnr. Christiaan De Wet Road & Millenium Boulevard, Strubens Valley, JHB